There are no banks in our community. But all is not lost! Most businesses, restaurants, and accommodations in the region accept major credit cards or debit cards. In some cases, you will find a minimum purchase required (usually $5) for debit card use. You will need cash for some services like the Englishtown Ferry, and for events like community suppers, festivals, and concerts—generally, things that don’t operate frequently, or are not run by businesses.

If you find yourself in need of cash, there is an affordable ATM at the Wreck Cove General Store, which fortunately is open every day of the week, and almost every day of the year!

Banks in nearby communities

These banks and credit unions are located in communities within an hour’s drive, and all feature 24-hr ATMs (bank machines):

East Coast Credit Union
521 Chebucto Street, Baddeck; telephone: 902.295.3477
Exchange Network
Interac Network
Cirrus/Mastercard Network (withdrawals, only)
RBC: Royal Bank of Canada
496 Chebucto Street, Baddeck; telephone: 902.295.2224
Interac Network
Plus/Visa Network (withdrawals, only)
Exchange Network (in-branch deposits with personalised deposit slip, only)
Scotiabank: Bank of Nova Scotia
37787 CabotTrail, Ingonish Beach; telephone: 902.285.2555
Interac Network
Plus/Visa Network
China UnionPay (withdrawals, only)
PULSE, Discover, or Diners Club cards (withdrawals, only)

If you must visit another Canadian bank, these operate branches in the Sydney area, 1–1.5 hours away:

BMO: Bank of Montreal
Full-service branch with after-hours ATM
328 Prince Street, Sydney
Telephone: +1 902.562.9500
Full-function ATM inside the Sobeys store
45 Keltic Drive, Sydey River

Full-service branch with after-hours ATM
15 Dorchester Street, Sydney
Telephone: +1 902.562.6420

TD Canada Trust
Full-service branch with after-hours ATM
292 Charlotte Street, Sydney
Telephone: +1 902.539.3640
Full-function TD-branded ATM inside main entrance (near The Bay)
at Mayflower Mall, 800 Grand Lake Road, Sydney

President’s Choice Financial
ATM and staffed day-time “pavilion” at Superstore
1225 Kings Road, Sydney River
Telephone: +1 902.562.6455

Foreign currencies
All banks and credit unions listed here, except the President’s Choice retail branch, can exchange some foreign currencies and travellers’ cheques. Contact the individual branches to learn how they can help you.


Our Address:

baddeck, nova scotia


46.09972792897004, -60.754750389490994